Safety advice/steps to follow in the event of an accident

Safety advice/steps to follow in the event of an accident by Car crash lawyer

Safety advice/steps to follow in the event of an accident

A car accident can be a trying experience and sometimes it’s hard to remember what to do next. We are here to help you. We’ve compiled security tips and tricks for this particular situation. Follow these steps to quickly get back on the road with confidence.

You can also view this summary article as an infographic.

Your safety first

After an accident, the most important thing is to make sure that you and everyone involved are safe. If you have been involved in an accident, follow this checklist:

  • Check for injuries. If there are injuries, dial 911.
  • Get out of harm’s way.
  • If your vehicle can roll, move it to the nearest shoulder or edge of the road.
  • If the glass breaks, do not touch it.
  • Get to the furthest side of the road or stay in your vehicle if it’s not safe to get out.

Safety tips to remember

It is always better to play it safe. Follow the following safety guidelines after an accident to ensure your safety and avoid dangerous situations:

To do :

❏ Stay calm

❏ Take care of yourself and injured passengers

❏ Join or stay on the furthest side of the road

❏ Collect any items that fell during the accident, such as your bumper, if it is safe to do so

❏ Obtain a police report

Not to do :

✖ Touching glass, exposed wiring or anything that looks dangerous

✖ Leave your vehicle in the middle of traffic if it can be moved sideways

✖ Leave the scene of the accident

✖ Enter into a confrontation with a person involved in the accident

✖ Accept the offer of tow truck drivers who offer to tow your vehicle somewhere

When you need help

Chances are you need help after an accident. From medical support to when you get home, here’s what you can do:

  • Call your local police station to report the accident
  • If you can’t drive your vehicle, call a relative or a taxi to get you where you need to go
  • Use the roadside assistance buttonTD Insurance mobile app to call a towing service
  • Use the app’s roadside assistance button to start a new claim instantly

Steps to follow with your insurance

After you’ve made sure everyone is safe, you can start working on your insurance claim.

To start your insurance claim, you must follow these steps:

  • Report the incident to us using theTD Insurance mobile appsubmit your claim online at MyInsuranceor by phone at 1-866-454-8910
  • Share your information with the driver(s) of the other vehicle(s) involved:
  • Last name
  • Address
  • Phone number
  • Driver’s license number
  • Insurance information (including policy number)
  • license plate number
  • Make, color and model of the other vehicle
  • Take photos of the scene and any damage
  • If it is safe to do so, try to write down other information about the accident:
  • Contact details of witnesses (if there are any witnesses)
  • Scene of the accident (such as major intersections and road conditions)
  • Get a police report. Obtain the police report number from the police at the scene. If no police are present at the scene, call your local police station as soon as possible to report the accident. In the event of a hit-and-run, report the accident to the police immediately.

The steps to follow may change depending on where you live

What you should do after an accident may depend on the province or territory you are in. Here are some things to consider and actions you may need to take:

  • In Atlantic Canada, you must report the accident to the police if the damage is extensive, there are injuries, or if you suspect the other driver has committed an offence, such as impaired driving.
  • In Quebec, if no one is injured, you must complete an accident report with the other driver.
  • In Ontario, you must take your vehicle to a collision reporting center within 24 hours.
  • In Alberta, if the cost of repairs is high enough, you must take the damaged vehicle to a collision reporting center to get the sticker the body shop needs to begin repairs.

A dedicated TD Insurance advisor will be available every step of the way to answer your questions and support you throughout your claims experience.

Check out this article summarized as an infographic.

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